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November 2025 Super booster newsletter

What Payday Super means for you
Your employer is now required to pay your super at the same time as your wages. Read more.
What Payday Super means for you
Your employer is now required to pay your super at the same time as your wages. Read more.

UPDATED SUPER FUND RANKINGS

See where your fund ranks over 8 timeframes. Now updated to 30 September 2025.

The big picture: Focus on super’s long-term returns
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run. Read more.
The big picture: Focus on super’s long-term returns
They say a picture is worth a thousand words, so we’ve created a visual representation of super’s value in the long run. Read more.
The power of compound interest
Even modest regular savings can double roughly every 9–10 years thanks to compound interest and time. Here’s how it works. Read more.
The power of compound interest
Even modest regular savings can double roughly every 9–10 years thanks to compound interest and time. Here’s how it works. Read more.
Super fund performance: Monthly returns to July 2026
The median Growth fund returned 0.3% in July 2026, a modest start to the new financial year after a 9.5% gain in 2025–26. See the latest monthly returns for all… Read more.
Super fund performance: Monthly returns to July 2026
The median Growth fund returned 0.3% in July 2026, a modest start to the new financial year after a 9.5% gain in 2025–26. See the latest monthly returns for all… Read more.
Super news for November 2025
Payday Super, $19 billion in unclaimed super, Retirees missing out, Greenwashing fines, SMSF advice concerns. Read more.
Super news for November 2025
Payday Super, $19 billion in unclaimed super, Retirees missing out, Greenwashing fines, SMSF advice concerns. Read more.

SuperGuide members Q&A: December 2025

Wednesday 17 December 2025 at 11:00 am AEST

In this webinar super expert Garth McNally answers recent questions from SuperGuide members.

Q: I am an Australian resident and citizen. From 1995-2000 I lived and worked in the UK, where a portion of my salary was contributed to National Insurance. Is it possible to access those funds, and have them transferred into my Australian Super fund?

A: Unfortunately, it isn’t possible to transfer your UK National Insurance contributions into an Australian super fund.

National Insurance (NI) is not a retirement savings account like superannuation – it’s part of the UK’s social security system, used to fund benefits such as the State Pension, healthcare and other public services. Your NI contributions are used to determine whether you qualify for the UK State Pension when you reach the UK pension age.

Even if you’re now an Australian resident, you may still be eligible for a UK State Pension, depending on how many qualifying years of National Insurance you have. Generally, at least 10 qualifying years are required to receive any UK State Pension, and 35 years for the full amount.

If you didn’t work there long enough to qualify, it may be possible to make voluntary National Insurance contributions to increase your qualifying years and improve your pension entitlement. You can find more information about this on the UK Government website:

One of the simplest ways to help your super grow is to reduce fees. Learn how an indexed option could fit the bill.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.