July 2025 Retirement planner newsletter

My retirement planning diary (Part 4): Crunching the numbers

Now that I have a retirement income target in mind, it’s time to buckle up and test drive some retirement income calculators to see if my target is achievable. Read more.

My retirement planning diary (Part 4): Crunching the numbers

Now that I have a retirement income target in mind, it’s time to buckle up and test drive some retirement income calculators to see if my target is achievable. Read more.

Bring-forward rule explained: How to make large super contributions

Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules. Read more.

Bring-forward rule explained: How to make large super contributions

Using the bring-forward rule is a great way to put a larger contribution into your super account in a single year. Here’s what you need to know about the rules. Read more.

How to find a super financial adviser

There are times in life when the right financial advice could prove invaluable, but it’s important to know what you are looking for and where to find it. Here’s how. Read more.

How to find a super financial adviser

There are times in life when the right financial advice could prove invaluable, but it’s important to know what you are looking for and where to find it. Here’s how. Read more.

What happens when you meet a financial adviser

Before you select a financial adviser, it’s important to understand what you want to achieve and how to prepare for your first meeting. Read more.

What happens when you meet a financial adviser

Before you select a financial adviser, it’s important to understand what you want to achieve and how to prepare for your first meeting. Read more.

Starting a pension from your super

When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.

Starting a pension from your super

When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.

The Recontribution strategy: Opportunities and strategies to get the best outcomes

Thursday 24 July 2025 at 4:00 pm AEST

This webinar will show you how the Recontribution strategy works and the process required to maximise the tax effectiveness of your retirement savings.

Find out more

Q: We are retiring in couple of months. My wife is 60 and I am 64. How many months can me and my wife stay overseas every year without affecting our age pension application, when i am 67 years of my age? Is it maximum 36 weeks? Or not an issue.

Also I believe 2 full years, before 67 years I have to be in Australia to be eligible to submit my application for Age Pension?

A: Age Pension entitlements can reduce if you spend more than 26 weeks outside Australia.

You need to be an Australian resident and physically in Australia on the day you claim Age Pension, unless you are claiming under a social security agreement with another country.

If you meet the residence requirement of at least 10 years as an Australian resident (and at least 5 continuous years’ residency), there is no specific requirement to be living in Australia for 2 years prior to claiming, however you do need to be permanently living in Australia at the time of your claim.

You can read more about residency requirements here.

If you’re 60+ and not using a transition to retirement strategy, you could be leaving money on the table. Learn how it works and watch the webinar for more.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.