Ensure your employer is paying Superannuation Guarantee (SG) contributions regularly into your super account if you are earning more than $450 a month.
Your employer must be making SG contributions at least quarterly, but some employers can be slow to make their compulsory contributions and some don’t make them at all – particularly if the business is in financial difficulties.
Check with your super fund (or the ATO’s online services through your myGov account) that your contributions are being paid regularly. If not, ask your super fund to follow up with your employer, or consider reporting your employer to the ATO.
If you plan to make extra voluntary contributions before 30 June to claim a tax deduction, ensure all your employer’s contributions (including salary-sacrifice payments) are up to date, so you don’t accidently go over your contribution cap.
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