Search

How super worksCompulsory superannuation has been around since 1992, but there is still a lot of confusion about its purpose and how it works. Our Super for beginners guide is designed to answer all the basic questions you have about superannuation. We also cover super’s rules for contributions, detail how they are taxed and when and how you can withdraw your retirement savings. Visit the sections below to learn the fundamentals about superannuation: Super for beginners Super rules Super contributions Super and tax Accessing super Super tips and strategies Super news Women and super How-to Super Guides Super quizzes Superannuation Q&As Superannuation glossary As a first step, the following are key articles that describe how super works.
Super fundsFor most Australians super is likely to be their biggest investment outside the family home, so it is not something you can afford to set and forget. If you would like to know more about your super fund and how it rates against the best on offer, but don’t know where to start, we have put together a series of articles to help you do just that. We also have articles on choosing a fund or investment option, fees, insurance, investments and investing concepts to help you make the most of your super. Visit the sections below for more information on super funds: Best performing super funds Super fund rankings Best performing pension funds Pension fund rankings Super fund average returns Comparing super funds Choosing a super fund Choosing an investment option Insurance and super Super fund fees Super investing strategies Super fund profiles As a first step, the following are key articles that explore how super funds work.
SMSFsAs if superannuation wasn’t complex enough, when you have a self-managed superannuation fund (SMSF) you take on considerably more responsibility, and it’s essential therefore to have a comprehensive understanding of the current super and SMSF rules. In this section you will find detailed explanations of the SMSF rules and the responsibilities for SMSF trustees. SMSFs for beginners SMSF administration SMSF checklists SMSF compliance SMSF investment SMSF pensions SMSF strategies SMSF Q & As As a first step, the following are key articles that describe how SMSFs work.
Retirement planningPlanning for retirement can seem daunting but putting it off can cost you a personally fulfilling, financially secure retirement. Superguide’s range of retirement planning resources helps you to understand the key issues and provide you with valuable guidance on strategies that can improve your retirement income, including case studies. It’s never too early to start preparing for a stage of your life that could last more than three decades – a long time to regret missed opportunities. You may like to begin using the seven easy steps in how to plan for your retirement which include imagining what your dream retirement looks like and thinking about how long it may last, what it will cost, whether your savings are on track, and what you can do to close the gap. And if you need a little help tailoring strategies to your circumstances, take a look at our guide to seeking financial advice.
In retirementRetirement is meant to be a reward for hard work, a time to kick back and do a bit of what you fancy. It’s all that, but it is also a time when many decisions and choices need to be made. SuperGuide’s retirement articles cover everything from taking your super as a lump sum or an income stream (also called a super pension) to what happens to your super when you die. We even have a handy calculator to help you estimate how long you can expect to live. Along the way, we also examine working in retirement, a guide to the Age Pension eligibility and payment rates and eligibility for concession cards for seniors and pensioners. And if the very thought of all these decisions makes your head spin, we have a guide to seeking independent financial advice. Set out below are the key topics in retirement: Super lump sums Super pensions Age Pension Working in retirement Life in retirement Seniors concessions and services Aged care Estate planning Super death benefits As a first step, the following are key articles that tackle the big issues in retirement.

Step-by-step guides

Ads testing page

"*" indicates required fields

Step 1 of 3

33%

New to SuperGuide?

Answer 3 quick questions and we’ll recommend the most useful guides for you.

How close are you to retirement?*

Image for choice number 1

Retirement is a long way off

Image for choice number 2

I’m hoping to retire within 5 years

Image for choice number 3

I’ve already retired

Do you have a self-managed super fund (SMSF)?*

(or are considering starting one)

Yes

No

What are you looking to get out of SuperGuide?*

Maximise my Age Pension entitlements

Identify super investing strategies in retirement

Check I’m with a good pension fund

Understand the implications of working in retirement

Check I’ve got enough money to last my retirement

Estate planning

Aged care planning

What are you looking to get out of SuperGuide?*

Ensure my SMSF is compliant and easy to administrate

Understand SMSF specific rules and strategies

Identify super investing strategies in retirement

Manage an SMSF pension

Check I’ve got enough money to last my retirement

Estate planning

Aged care planning

What are you looking to get out of SuperGuide?*

Tips and strategies to boost my super

Find a good super fund

Super investing strategies

Estimate how much super I need to retire

Strategies and case studies for women

Plan my retirement

Understand eligibility for Age Pension and other concessions

Prepare for retirement

Start a pension from my super

What are you looking to get out of SuperGuide?*

Tips and strategies to boost my super

Ensure my SMSF is compliant and easy to administrate

Understand SMSF specific rules and strategies

Identify SMSF investment strategies

Estimate how much super I need to retire

Strategies and case studies for women

Plan my retirement

Prepare for retirement

Starting a pension from my SMSF

What are you looking to get out of SuperGuide?*

Tips and strategies to boost my super

Find a good super fund

Super investing strategies

Strategies and case studies for women

Start thinking about retirement planning

What are you looking to get out of SuperGuide?*

Tips and strategies to boost my super

Ensure my SMSF is compliant and easy to administrate

Understand SMSF specific rules and strategies

Identify SMSF investment strategies

Strategies and case studies for women

Start thinking about retirement planning

Comments

This field is for validation purposes and should be left unchanged.

SuperGuide is Australia’s leading superannuation and retirement planning website.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide membership

JOIN NOW
Free SuperGuide newsletter
New to SuperGuide?
Pricing
Subscriber reviews
SuperGuide for boosting your super
SuperGuide for planning your retirement
SuperGuide for retirees
SuperGuide for SMSFs

Company

About us
Advertise
Careers
Contact us
Copyright Policy
Editorial Policy and Complaints
Sitemap
Support

4.7

Based on 78 reviews

Address

Level 23, 520 Oxford St,
Bondi Junction, NSW 2022

Phone

Facebook
X
LinkedIn
YouTube
Google

Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Full SuperGuide disclaimer
Terms and Conditions of Use
Financial Services Guide
Privacy Policy and Privacy Collection

© 2008–2025 SuperGuide

Username or E-mail

Password

Forgot Password

Remember me the next time I login

Not a member?
Learn more about becoming a SuperGuide member