Gone are the days when ethical investing existed on the periphery of investment management and the debate centred around whether or not environmental, social and governance (ESG) focussed funds could actually perform as well as mainstream funds.
ETFs are a type of low-cost managed fund that can be bought and sold on the Australian Securities Exchange (ASX) just like shares.
SMSF investors estimate a +1.4% capital growth expectation for the All Ordinaries Index for the next 12 months, according to the latest Investment Trends’ Investors Intention Index report.
The number of SMSFs in Australia has continued to rise in recent years, along with average individual member and overall fund balances. The majority of SMSFs have been operating for more than ten years and have corporate trustees, with this structure becoming very popular since 2015.
ETFs and LICs are like managed funds in that your money is pooled with other investors to create a large portfolio of assets which is professionally managed.
One of the more unlikely outcomes of the recent federal election, apart from the surprise return of the Coalition government, is that many Australians who had never heard of franking credits are now aware of them.
Cryptocurrencies are a relatively new form of investment that frequently divide opinion. Hundreds of cryptocurrencies exist, but the most well-known are Bitcoin, Ripple and Ethereum. In 2014, the Australian Taxation Office (ATO) ruled that cryptocurrencies are a legitimate form of investment for SMSFs, provided that: They are allowed for under the fund’s trust deed They […]
The use of reserves by SMSFs is subject to stricter scrutiny by the Australian Taxation Office (ATO) than it is for other types of super funds that are regulated by the Australian Prudential Regulation Authority (APRA). SMSF trustees therefore need to be very careful when using and allocating funds as reserves. They must clearly articulate […]
SMSFs can reduce their tax payable by claiming investment property expense deductions against the rental income they generate, but it’s important to understand what your fund can and can’t claim as investment property tax deductions.
A common argument put forward against individuals starting a self-managed super fund is that budding SMSF trustees could lose their hard-earned super savings through inexperienced investing, and bad investment decisions.
SMSFs are increasing their allocation to international shares, with the Australian Taxation Office’s figures showing funds’ allocation to this asset class jumped to $6.18 billion last year, up from $1.8 billion in 2013.
How long does it take to double your investment? By applying The Rule of 72, you’ll be able to answer that question since it is an easy mathematical formula.
SMSF trustees have specific legal compliance obligations for any collectable or personal use assets that they have in their fund. The most important of these obligations is that these assets cannot provide any present-day benefits for fund members or related parties.
One of the unique characteristics of self-managed superannuation funds (SMSFs), which make them attractive to some investors, is their ability to invest in direct property.
Capital gains and their potential tax liabilities need to be an important part of investment decision making for an SMSF. Careful consideration and planning of when capital gains, and losses, may be realised can have a significant impact on an SMSF’s balance.