With more and more retirees being forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.
These are challenging times for investors, especially if you’re about to retire or already drawing on your super.
Inflation can rob you of your retirement savings – so understanding how and having strategy in place to offset it can really make a difference over the long term. Learn how inflation works and what you can do about it.
The Sharpe ratio can help you determine the investment choice that will deliver the highest returns while also considering risk. Find out what it is, and how you can use it…
Most of us delude ourselves about our investments. For example, we talk about our winners while the losers sit quietly in the bottom drawer. The biggest delusion is not adjusting rates of return for inflation, using what is known as the real rate.
Investments exist on a risk spectrum. The higher the return, the higher the risk. So, your comfort with different levels of risk is crucial in determining what kind of assets you can, and should, invest in.
Compound interest is the interest calculated from an initial sum of money which is then added to the total which increases each time that interest payment is paid out.
How long does it take to double your investment? By applying The Rule of 72, you’ll be able to answer that question since it is an easy mathematical formula.
Planning for your retirement and working out how much you’ll need to enjoy a good standard of living after your working years can be a complex task, and one factor that needs to be considered is inflation.