Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns when you withdraw your super savings giving you less to spend.
Market volatility and economic uncertainty can wreak havoc with retirement plans, so it’s important to develop strategies to manage the risks.
Recent market volatility and its impact on super returns has highlighted the importance of managing investment risk. Some super funds manage this task better than others.
The three drivers of investment success are time, returns and risk. Try to remove risk and in time you’ll rue your lost returns.
A major market fall is always bad news for investors, especially retirees who have limited time and opportunity to recoup losses. But the impact of losses on your pension income is all in the timing.
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?
Like it or not, investing to grow a retirement nest egg involves taking some risks. Super funds use a variety of strategies to help reduce the inevitable investment risks they face as they work to deliver good investment returns to their members.
Knowledge, as they say, is power. Find out the ways your super can be impacted by risk so you can, where possible, reduce your exposure.
Investments exist on a risk spectrum. The higher the return, the higher the risk. So, your comfort with different levels of risk is crucial in determining what kind of assets you can, and should, invest in.
In this article we will consider how a person can best ensure that they maximise their income in retirement from their savings while at the same time ensuring that their savings last for as long as they do.