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Home / making super contributions

Retirement Income Review finds problems more super won’t solve

November 23, 2020 by Peter Martin 1 Comment

It would be a waste if the Friday’s mammoth Retirement Income Review was remembered only for its finding that increases in employers compulsory superannuation contributions come at the expense of wages.

Workers bear 71% to 100% of the cost of increases in compulsory super

November 23, 2020 by The Conversation Leave a Comment

The government’s much-anticipated Retirement Income Review has found that increases in employer’s compulsory superannuation contributions are financed by reductions in workers’ wage growth.

Your simple guide to Superannuation Guarantee (SG) contributions

September 1, 2020 by Janine Mace Leave a Comment

The Superannuation Guarantee (SG) contributions made by your employer into your super account are the foundation of a successful retirement. So it’s worth understanding the SG rules and how they work.

How to make super contributions after you’ve retired

July 8, 2020 by Janine Mace Leave a Comment

Once you’re in retirement, making super contributions gets a lot trickier. But it’s not impossible if you understand the rules and are willing to use different types of contributions.

What to do if you exceed your super contributions caps

July 8, 2020 by Janine Mace Leave a Comment

Exceeding your annual super contributions cap can leave you with a big tax bill. So here’s a simple explainer of the process you’re likely to face.

Contributing to your super in your late 60s: What are the rules?

July 3, 2020 by Janine Mace Leave a Comment

Once you get to your late 60s, the rules change when it comes to making personal contributions into your super account. Here’s a simple guide to who is eligible and who’s not.

Work test: Making super contributions over 67

July 1, 2020 by Janine Mace Leave a Comment

Making super contributions once you reach age 67 is more difficult as you need to meet the requirements of a work test. Here’s a simple guide to understanding the rules and how they affect you.

Non-concessional super contributions guide (2020/21)

June 26, 2020 by SuperGuide Leave a Comment

While your employer is making regular Super Guarantee contributions into your super account, you can boost your account balance by using after-tax money to make non-concessional contributions.

Concessional super contributions guide (2020/21)

June 22, 2020 by SuperGuide Leave a Comment

Concessional contributions are the most common type of super contribution, but many people don’t understand what they are or what is their annual limit, so here’s our simple guide.

How LISTO works (Low Income Superannuation Tax Offset)

June 17, 2020 by Janine Mace Leave a Comment

Finding extra dollars to put into your super account can be difficult, so receiving a $500 payment from the government can be a welcome boost for your retirement savings.

4 strategies to help fix your total super balance problem

February 12, 2020 by Janine Mace Leave a Comment

Having a total super balance of $1.6 million can create real problems. If you want to add more to your super account, here’s four strategies to consider.

How do tax-deductible superannuation contributions work?

February 1, 2020 by Barbara Drury Leave a Comment

Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.

Beginner’s guide to making super contributions

January 1, 2020 by Janine Mace Leave a Comment

Building a sizeable retirement nest egg can take some effort, but a recent study by Roy Morgan found only 18% of employees with super currently have more than the compulsory 9.5% of their salary or wages going into their super fund account.

New contribution rules help bump up SMSF balances and reduce tax

September 1, 2019 by Alexandra Cain Leave a Comment

We look at two strategies that can help boost your SMSF and reduce your taxable income.

New super contributions incentives ignore the bigger issues

April 2, 2019 by Sean Corbett 1 Comment

Today Josh Frydenberg announced incentives for older Australians to contribute more to super, but these are a little disingenuous of the Liberals.

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How super works
Super for beginners
Super rules
Employers guide to super
Super contributions
Super and tax
Accessing super
Super news
Women and super
Super tips and strategies
How-to guides
Super quizzes
Superannuation Q&As
Superannuation glossary
Super funds
Best performing super funds
Super fund rankings
Best performing pension funds
Pension fund rankings
Super fund average returns
Super investing strategies
Comparing super funds
Choosing a super fund
Choosing an investment option
Super fund fees
Insurance and super
Super fund profiles
SMSFs
SMSFs for beginners
SMSF administration
SMSF checklists
SMSF compliance
SMSF investing
SMSF pensions
SMSF strategies
SMSF Q&As
Plan your retirement
Retirement planning for beginners
When should I retire?
How long will I live?
How much super do I need?
Will I get the Age Pension?
How much will I spend in retirement?
Financial advice
Retiring overseas
Preparing for retirement
Retirement planning strategies
Retirement calculators and reckoners
In retirement
Income in retirement
Super lump sums
Super pensions
Age Pension
Working in retirement
Life in retirement
Senior concessions and services
Aged care
Estate planning
Super death benefits
Compare super funds

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