It can be confusing to understand all the different types of super contributions. But it’s worth learning the main types and what each one offers you.
How to boost your SMSF balance with contributions reserving
By using a contributions reserving strategy, SMSFs can potentially double their annual contributions caps in a single year
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
5 strategies to help fix your total super balance problem
Reaching your Total Super Balance limit creates problems if you want to continue building your wealth, but there are some strategies you can consider.
Contributing to your super in your late 60s: What are the rules?
Getting money into super in the final dash to retirement is not always straightforward, so check you’re eligible before making any last minute contributions.
Your simple guide to Superannuation Guarantee (SG) contributions
For most of us, our employer’s regular SG payments are the main source of contributions going into our super, so it pays to understand what they are.
How LISTO works (Low Income Superannuation Tax Offset)
If you can find spare cash to make a contribution into your super account, you could be eligible to receive the LISTO top-up of up to $500 from the government.
What to do if you exceed your super contributions caps
Going over your annual limits for super contributions can cause problems and cost you money, so it’s important to know what to do if you have.
Concessional super contributions guide (2021–22)
Concessional contributions are taxed at concessional rates, so to make the most of them it’s important to understand how they work.
Non-concessional super contributions guide (2021–22)
Non-concessional contributions are a great way to top up your super retirement savings. Here’s our simple guide to how they work.
Work test: Making super contributions after you turn 67
In your late 60s, you may need to meet a work test before making contributions into your super account. Here’s the current rules and what they mean for you.
Case studies: How to make the most of higher contribution caps
From 1 July, the annual amount you can contribute to super will rise. If you are planning to make a large non-concessional contribution, it pays to think about timing.
Retirement Income Review finds problems more super won’t solve
It would be a waste if the Friday’s mammoth Retirement Income Review was remembered only for its finding that increases in employers compulsory superannuation contributions come at the expense of wages.
Workers bear 71% to 100% of the cost of increases in compulsory super
The government’s much-anticipated Retirement Income Review has found that increases in employer’s compulsory superannuation contributions are financed by reductions in workers’ wage growth.
How to make super contributions after you’ve retired
Once you’re in retirement, making super contributions gets a lot trickier. But it’s not impossible if you understand the rules and are willing to use different types of contributions.
