The investment assets of many super funds are far from transparent – both publicly and for fund members. It’s a situation the government has tried to remedy over a number of years, but from 31 December 2020 all that’s changing.
Set out below are all SuperGuide articles that relate to Super investing strategies.
If you’d like more control over how your super is invested, we have prepared a simple guide to what responsible investment means when it comes to super.
When it comes to delivering a good investment return to their fund members, super funds mix a variety of investment assets and structures together. To understand what your super fund is doing on your behalf, it’s worth learning a little more about these investments – particularly whether they are listed or unlisted.
What’s your risk profile and why is it key to one of the most important decisions you can make when it comes to boosting your super account?
Like it or not, investing to grow a retirement nest egg involves taking some risks. Super funds use a variety of strategies to help reduce the inevitable investment risks they face as they work to deliver good investment returns to their members.
When it comes to the investment performance of your super account, funds love to talk about how much they have outperformed the index or benchmark. But what does that really mean? And what the heck is an investment index anyhow?
Diversification can be one the biggest protections against investment risk. We look at how smaller investments can learn from what the big funds do.
Knowledge, as they say, is power. Find out the ways your super can be impacted by risk so you can, where possible, reduce your exposure.
The Sharpe ratio can help you determine the investment choice that will deliver the highest returns while also considering risk. Find out what it is, and how you can use it…
Gone are the days when ethical investing existed on the periphery of investment management and the debate centred around whether or not environmental, social and governance (ESG) focussed funds could actually perform as well as mainstream funds.
Most of us delude ourselves about our investments. For example, we talk about our winners while the losers sit quietly in the bottom drawer. The biggest delusion is not adjusting rates of return for inflation, using what is known as the real rate.
Compound interest is the interest calculated from an initial sum of money which is then added to the total which increases each time that interest payment is paid out.
How long does it take to double your investment? By applying The Rule of 72, you’ll be able to answer that question since it is an easy mathematical formula.
Planning for your retirement and working out how much you’ll need to enjoy a good standard of living after your working years can be a complex task, and one factor that needs to be considered is inflation.