An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different types of super funds available.
Set out below are all SuperGuide articles that relate to Super funds.
Most of us delude ourselves about our investments. For example, we talk about our winners while the losers sit quietly in the bottom drawer. The biggest delusion is not adjusting rates of return for inflation, using what is known as the real rate.
When it comes to choosing a superannuation fund, it’s natural to think that big is better, but does being big really make a super fund better?
Investments exist on a risk spectrum. The higher the return, the higher the risk. So, your comfort with different levels of risk is crucial in determining what kind of assets you can, and should, invest in.
As a member of a defined benefit super fund, how much you receive on retirement will depend on factors such as length of employment and your final salary.
A common argument put forward against individuals starting a self-managed super fund is that budding SMSF trustees could lose their hard-earned super savings through inexperienced investing, and bad investment decisions.
New research shows investing in a super fund with more women at the upper echelons could increase balances by as much as $55,000 at retirement.
Investors are enjoying an explosion in the range of sustainable investment options in the market. Between 2016 and 2017 there was a 340% rise in funds that screen assets for their sustainability features, or lack thereof.
Compound interest is the interest calculated from an initial sum of money which is then added to the total which increases each time that interest payment is paid out.
How long does it take to double your investment? By applying The Rule of 72, you’ll be able to answer that question since it is an easy mathematical formula.
Planning for your retirement and working out how much you’ll need to enjoy a good standard of living after your working years can be a complex task, and one factor that needs to be considered is inflation.
We find it hard to read forms and to understand risk, so we stick with what we know.
A key recommendation in the new Productivity Commission report, the idea of employees being given a ‘best in show’ list for the top 10 performing super funds has been met with a hostile response from the super industry.