THE SOAPBOX

The must-read section of SuperGuide. These popular and compelling columns generate debate about issues affecting Australians planning for retirement, or living in retirement.

Each month, we draw attention to an area of our superannuation system that needs improvement or deserves recognition. Trish Power’s views in the columns are informed, and independent.


Below are some of our key THE SOAPBOX articles:

Set out below are all SuperGuide articles explaining THE SOAPBOX.

Financial advice: Only 58 independent financial advisers in Australia

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Note: This article is updated regularly when new financial advisers join the independence club (latest update May 2015). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an independent … [Read more...]

ALP policy hits super contributions and pension earnings

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Note: If you are retiring with $500,000 (or even less) in a super pension, you could potentially be hit with the ALP’s proposed new tax on pension earnings. On 22 April 2015, the leader of the opposition, Bill Shorten announced the ALP’s superannuation election policy. If the ALP wins government, … [Read more...]

Super Guide to the 2015 Tax Discussion Paper

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Note: The federal government is now accepting submissions from the public in response to its 2015 Tax Discussion Paper. I strongly encourage you to make a submission if you want your views heard, and your concerns taken into account in any future tax reforms. Submissions must be in by Monday 1 June … [Read more...]

Guest contributor: Franked dividends are not a tax concession

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Note: The 2015 Tax Discussion Paper, released in March 2015, has questioned the merits of franking credits for Australian dividends. Further, although not referenced with reviewing the tax treatment of investments, the Financial System Inquiry final report also questioned the imputation system, … [Read more...]

Guest contributor: Make your money live forever

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“A man’s dying is more the survivors’ affair than his own.” – Thomas Mann “The beginnings and endings of all human undertakings are untidy.” – John Galsworthy While these quotations from Mann and Galsworthy are usually correct, it doesn’t have to be that way. Surely an important part of … [Read more...]

2015 Intergenerational Report: Australia in 40 years’ time (2055)

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In early March 2015, the federal government released a report reminding us that Australia’s population is growing, causing increased pressure on infrastructure such as housing, telecommunications, schools, energy, water and transport. Our growing population is also disproportionately ageing creating … [Read more...]

Updated life tables: Have our Australian life expectancies peaked?

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Australians born today are expected to live longer than Aussies born five years earlier, on average, according to the Australian Life Tables. The prospect of a longer life doesn’t seem to apply however if you’re a woman or man in your late-eighties or nineties (see tables 1 and 2 later in this … [Read more...]

Superannuation missing from the IGR’s ageing narrative

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The 2015 Intergenerational Report makes it clear that Australia will have an ageing population by 2055 and the undeniable fact that we are living longer. Life expectancy will, by 2055, be well into the 90s. It is also predicted that the participation rates of people aged 65 and over will increase … [Read more...]

Hockey looks to elderly for Australian prosperity

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By mid-century, Australia will have about 40,000 people aged 100 and above – well more than 300 times the 122 centenarians there were in 1975, according to the Intergenerational Report (IGR) released on Thursday. The nation is expected to have 39.7 million people in 2055. Male life expectancy … [Read more...]