The must-read section of SuperGuide. These popular and compelling columns generate debate about issues affecting Australians planning for retirement, or living in retirement.

Each month, we draw attention to an area of our superannuation system that needs improvement or deserves recognition. Trish Power's views in the columns are informed, and independent.

Below are some of our key THE SOAPBOX articles:

Set out below are all SuperGuide articles explaining THE SOAPBOX.

Super for beginners: 14 monkeys stop women creating a dream retirement

For so many women, the needs of other people usually come first — children, partner, parents, friends and even workmates. Often, for a woman to think about her own needs, she has to face a health challenge, financial stress or a relationship breakdown.Too dramatic, perhaps? I don’t think so. The … [Read more...]

SMSFs: Green light for off-market share transfers

Off-market share transfers for SMSFs remain legitimate transactions, and will continue to remain legitimate indefinitely, according to the Liberal/Coalition government.The proposal to ban off-market share transfers was put forward by the former ALP government, but on 14 December 2013, not long … [Read more...]

SG contributions now paid for over-70s (since July 2013)

Since 1 July 2013, eligible employees who are 70 years or older have received Superannuation Guarantee (SG) payments from employers. The previous SG rules stopped SG entitlements when an employee turned 70 years of age.What this means is that since 1 July 2013, eligible employees aged 70 years … [Read more...]

Investment scams target males aged 50-plus

Every few years, research is published that lists the typical investment scams and the unlucky targets of investment fraudsters. The most alarming trend is that investment fraud is becoming more serious and more organised, based on information published by the Australian Crime Commission.You may … [Read more...]

Six dangers when seeking financial advice

I have been writing about, or working in or on the sidelines of the financial services industry for 28 years now, and the regulator and the advising industry are still, in late 2015, grappling with how consumers make investment decisions and the influential role that advisers and financial … [Read more...]

Financial advice: Only 71 independent financial advisers in Australia

Note: This article is updated regularly when new financial advisers join the independence club (latest update September 2015). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an … [Read more...]

Double contributions tax for high-income earners

Anyone with an adjusted taxable income of more than $300,000 (including rental property losses and other items) now pays 30% tax on concessional contributions paid into a super fund, doubling the super contributions tax bill for high-income earners.The regular contributions tax is a flat rate of … [Read more...]

Super tax refund for lower-income earners available until 2016/2017 year

NOTE: The Coalition government has extended the Low Income Super Contribution until the 2016/2017 year, as part of a parliamentary deal which secured passage of the repeal of the Mineral Resource Rent Tax. Under the new legislation, enacted in September 2014, the LISC is now payable for the … [Read more...]

THE SOAPBOX: Ban unhedged international shares in default investment options

Long-term readers of this SuperGuide website may recall my strong support for hedging international investments within default investment options. Alternatively, you can see my position as strong opposition to super funds punting on currency movements when their authority is to invest in … [Read more...]