THE SOAPBOX

The must-read section of SuperGuide. These popular and compelling columns generate debate about issues affecting Australians planning for retirement, or living in retirement.

Each month, we draw attention to an area of our superannuation system that needs improvement or deserves recognition. Trish Power’s views in the columns are informed, and independent.


Below are some of our key THE SOAPBOX articles:

Set out below are all SuperGuide articles explaining THE SOAPBOX.

Guest contributor: Make your money live forever

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“A man’s dying is more the survivors’ affair than his own.” – Thomas Mann “The beginnings and endings of all human undertakings are untidy.” – John Galsworthy While these quotations from Mann and Galsworthy are usually correct, it doesn’t have to be that way. Surely an important part of … [Read more...]

2015 Intergenerational Report: Australia in 40 years’ time (2055)

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In early March 2015, the federal government released a report reminding us that Australia’s population is growing, causing increased pressure on infrastructure such as housing, telecommunications, schools, energy, water and transport. Our growing population is also disproportionately ageing creating … [Read more...]

Updated life tables: Have our Australian life expectancies peaked?

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Australians born today are expected to live longer than Aussies born five years earlier, on average, according to the Australian Life Tables. The prospect of a longer life doesn’t seem to apply however if you’re a woman or man in your late-eighties or nineties (see tables 1 and 2 later in this … [Read more...]

Superannuation missing from the IGR’s ageing narrative

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The 2015 Intergenerational Report makes it clear that Australia will have an ageing population by 2055 and the undeniable fact that we are living longer. Life expectancy will, by 2055, be well into the 90s. It is also predicted that the participation rates of people aged 65 and over will increase … [Read more...]

Hockey looks to elderly for Australian prosperity

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By mid-century, Australia will have about 40,000 people aged 100 and above – well more than 300 times the 122 centenarians there were in 1975, according to the Intergenerational Report (IGR) released on Thursday. The nation is expected to have 39.7 million people in 2055. Male life expectancy … [Read more...]

Financial advice: Only 54 independent financial advisers in Australia

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Note: This article is updated regularly when new financial advisers join the independence club (latest update February 2015). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an … [Read more...]

New laws: Is your SMSF due for a super service?

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Read this article to discover the rules in place for SMSF trustees, and discover what you can do to ensure your SMSF operates within the super laws. A lot has changed for SMSF trustees in the past few years. The most recent significant change was the introduction of financial penalties, which are … [Read more...]

Pension earnings remain tax-free after death

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Regulations took effect from 1 July 2012 (although registered in June 2013) confirming that pension earnings remain tax exempt upon the death of a fund member receiving a super pension, even when there is no reversionary pension (that is, the pension of the deceased fund member does not … [Read more...]

Women and super: A worry-free financial future in 6 steps

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Before I wrote Super Freedom, I had often discussed the need for a practical non-technical book for women on superannuation. The first question I was asked when I told some female friends that I was writing a book for women on superannuation and retirement was: ‘Why does there need to be a book on … [Read more...]

SMSF trustees unfairly targeted by super tax illiterates

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Some leaders in the superannuation sector and in some economic think tanks are ignorant about SMSFs, including how the super tax rules work generally. Yet we have numerous pronouncements by various individuals and organisations about SMSFs not paying tax, or SMSF trustees not having the skills to … [Read more...]