Top 10 performing super funds for 2011 calendar year
Investment returns/losses for the growth investment options within super funds ranged from a low of -4.8% through to a high of 2.6%, according to figures released by rating company Chant West.
Super for beginners, part 20: Comparing your super fund’s performance
Every month or two (or more recently, every week it seems) the media reports the latest returns from Australia’s largest super funds.
Age Pension: Deemed income may rise with interest rates
Q: As I understand the position for the Age Pension income test, income from financial assets is worked out by deeming (capital value times rate). The rate is currently 4.5% per annum (although 3% on first $45,000 or so for a single person, and first $75,000 for a couple).
Top 10 performing super funds for 2010/2011 year
Investment returns for the growth investment options within super funds ranged from a low of 6.6% through to a high of 12.5%, according to figures released by rating company Chant West.
Limited recourse borrowing: What you can and can’t do under the new super rules
Although self-managed super funds are generally not permitted to borrow, the super rules do provide some exceptions. The most publicised exception to the ‘no borrowing’ rule is the ability to enter a limited recourse borrowing arrangement.
THE SOAPBOX: Gearing can be the means, but not the end
As a property and share investor for more than 20 years, gearing (borrowing) can be a legitimate means to purchase assets, but gearing is not an investment in itself: it is simply a means to invest with associated costs and extra risk.
SMSF investment: Trading shares is OK
Q. How often or by what criteria can you buy and sell listed shares to obtain a financial gain without being classed as a trader? I understand the trader/investor criteria outside the fund and the tax treatment but is it any different inside the fund?
SMSF investment: Franked dividends and the 45-day rule
Q: Could you please advise me if the 45 day holding rule applies to shares held in a SMSF when the fund has accumulated less than $5,000 in franking credits during the entire financial year?
SMSF investment: Companies that pay fully franked dividends
Q: Can you tell me how you find a list of all ASX-listed companies that pay fully franked dividends? The question you ask is a very popular question and fortunately the answer is straightforward. A complete list of companies that pay franked dividends is available for the cost of a daily newspaper.
Retail funds outperform industry funds in 2009/2010
Can you feel it? The warm breeze is the collective sigh of relief within the funds management and superannuation industries that super fund returns are in the black – and in double digits.
Super funds deliver 10% for 2009/2010 year
It was touch and go for Australian superannuation funds, enduring a shocking sharemarket performance in May and June, but super funds have stumbled over the line to deliver double-digit returns for the 2009/2010 financial year, according to rating company Chant West.
