Living or working outside Australia

Set out below are SuperGuide articles explaining Living or working outside Australia.

UK pension: Transferring money to Australian super fund

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We receive dozens of emails requesting information about moving pension funds from the United Kingdom into an Australian superannuation fund. For the UK to permit an individual to transfer retirement monies to another country, the UK government (more specifically Her Majesty Revenue and Customs, … [Read more...]

Accessing super early: Permanent departure from Australia (6 Q&As)

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This article contains 6 examples of the most popular questions received by SuperGuide from Australian citizens and Australian permanent residents departing Australia, and who are seeking to access super benefits before retirement. If you’re a temporary resident of Australia then check out another … [Read more...]

Accessing super early: Living overseas and over the age of 55

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Q: I’m an expat Australian, and I have been living in Singapore for quite a few years. I am 57 and I want to access my superannuation to buy a property. Is that possible? I have no idea if I will retire back in Australia or stay here, but my view is that if I do retire back in Australia, I will … [Read more...]

Access to super at 55

Q: I took a voluntary redundancy payment in 2008. I have not found a job since then and I am now married to a German and a resident of Germany, I intend to live and retire here. I have $240,000 in my Superfund and I would like to take out half of this next year when I turn 55 and the rest I'd like … [Read more...]

Divorce: How is Australian superannuation divided in a NZ divorce?

Q: Are you able to shed any light on how Australian super funds are treated/divided by New Zealand courts in the case of divorce, where the two parties are also New Zealand citizens? We're not familiar with NZ family law but what I can say is that whatever a NZ court determines in relation to … [Read more...]

If I’ve reached preservation age can I claim my super?

Q: If you are living in New Zealand and you have super which has been sent to the ATO, and you have reached your preservation age, and you have retired, is there any reason you would not be able to claim your super directly from the ATO? An individual who has reached preservation age and retired … [Read more...]

Can we run our business overseas if we are ‘retired’?

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Q: We are Australians living and working on a South Pacific island and age wise we are eligible to access our super later this year. We have retired from Australia and have no intention of working in Australia again, but does it affect our "retired" status for superannuation if we are running our … [Read more...]

Accessing super early: 14 popular Q and As

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A popular article on the SuperGuide website, particularly for our overseas readers, is 12 legal ways to access your super. I have received many questions from readers, some in serious financial situations or suffering illness who are seeking more information on how to access Australian super … [Read more...]

Accessing super early: Australian citizen retiring overseas

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Q: I'm a Filipino-Australian citizen, 45 years old and working for the past 15 years in Australia. I would like to retire to the Philippines at 60 years of age. At that age, I plan to buy an income stream from my super lump sum. Am I allowed to receive my income stream monthly payment in the … [Read more...]

I’m leaving Australia: Can I access my super?

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Q: I really found your web page very informative as I am just about to retire. I wish I had read it years ago. You certainly take the mystery out of super. My son, 42 yrs old has moved permanently to the USA. He has married an American lady and purchased a house etc. He does not intend to return to … [Read more...]