Can I claim against my super’s income protection insurance due to work injury?
Q: I was injured at work in September 2009, and have not worked since. I was paying income protection premiums. I was on a permanant contract at the time of the injury. The contract was to end in November placing me [...]
SMSFs and life insurance
Q: I am a self-employed businessman with my own DIY super fund. I would like to know if I can arrange insurance(s), for example, death, etc through my fund with the premiums paid from the fund? Could you recommend any companies that may supply these services?
Four reasons to buy insurance via your super fund
Choosing the right level of insurance cover within your super fund is one of the three big decisions you make when joining a fund, along with choosing your investment options and deciding how much you want to contribute to your [...]
Life insurance: Hey, does super have a deal for you!
One of the best deals in superannuation has only a slight connection to your life in retirement. If you’re a member of a large super fund (such as an industry fund or retail fund or public sector fund), and you [...]
Does shift work count for SG entitlements and insurance cover?
Q: Hi, I’m a shift worker and have a question about whether my ‘Super fund salary’ figure which my employer gives to my super fund should include both my base and shift loading salary. At the moment it only includes my base even though my employer does pay super for both my base and shift loading.
Life insurance: One in five parents will die early, or be too sick to work
On average, Australians enjoy long lives but the flipside of that equation is that some people die young, and many of those who die young are parents. One in five parents will become too sick or injured to work, or [...]
Accessing super early: Serious illness or surgery
This article answers two questions from readers about whether you can access your super benefits early to pay for heart surgery (Question 1), or to pay for weight loss surgery (Question 2).
