Surviving the post-GFC era: 10 super strategies
Investment returns for most super accounts in Australia were abysmal for the 3 months to 30 September 2011, with the median growth super fund losing 5.1% for the quarter, although the sharemarkets did roar back to life in late-October 2011.
Peace of mind, at a cost: 10 things to know about annuities
The GFC, and the financial carnage that followed, devastated the value of many Australian retirement portfolios. For some retirees and prospective retirees, the risk of another sharemarket crash has redirected attention to the possibility of a guaranteed income in retirement, taking the form of an annuity.
THE SOAPBOX: Setting targets – how old school!
A major flaw in Australia’s retirement income policy (and in the investment techniques utilised by the skilled professionals who work in the super industry) is the lack of focus on outcomes – specifically, long-term outcomes that enable Australians to plan towards a ‘target’ retirement income, and a target lump sum to deliver that level of income.




