Questions about the Australian Retirement Fund system
Q: I have worked in the Retirement Fund environment in South Africa for the last 25 years (training fund trustees for the last 10) and would like to explore the Australian Retirement Fund system as we are undergoing a Reform process in SA.
Help! Where did my employer pay my Superannuation Guarantee contributions?
Q: I was told this was the website to look up all my employer paid super contributions. I’m no good with technology, can’t find it. Am i on the right track?
Which super funds have the largest asset allocation to the property sector?
Do you know if anyone publishes a list of the largest super funds in Australia, and also possibly by amount allocated to the property sector?
Can my employer insist I join the super fund they use?
It was my understanding I could have super paid to the Fund of my choice. Would you kindly let me know if this company can insist I join the super fund they use?
Super for beginners: Top 10 must-know facts
Since we launched the SuperGuide website in 2009, we have received thousands of questions on different aspects of superannuation. We try to represent as many questions as possible, while also ensuring we cater for readers who are just beginning their super education.
Super for beginners, part 11: Is my super fund good enough?
Q: I have my super with a major financial organisation. I’m wondering, are they a good company to be dealing with? I feel that their fees are a bit high: based on an investment amount of $300,000 the MER amount is $6,600 plus a monthly admin fee of $8.44. What are your thoughts on this matter?
Fund choice: Why won’t my employer contribute to my SMSF?
Q: I am about to start a new position. I am 67 years old and I have a SMSF. My new employer has said I must join the super fund they use and that I cannot use my SMSF as they have too many employees accommodate my choice.
Is DIY super right for you?
Running your own super fund is not necessarily a difficult task but you need to keep your wits about you. You may hear a lot a noise about DIY super, and sometimes from people who know nothing about super. Your best defence against bad advice is to start with your own research.
Super for beginners, Part 1: I’m new to Australia – help me!
Q: I’m new to Australia and I have absolutely no idea where to start with my super in order to have the best outcome 40 years from now.
SG made easy: just add Medicare
If you run a small business and have employees, or work for a small business as an employee, then you should read this article. The Federal Government is launching a free superannuation clearing house for businesses that have up to 19 employees. The clearing house will be run by Medicare Australia.
Super for beginners, part 13: Why pick one industry super fund over another?
Q: I know that industry super funds generally have a good performance – particularly because of low fees, but I wondered, what is the benefit of picking one for your particular industry?
