Moving targets: Come on, how much super do I really need?
You’re thinking about your retirement and worried about whether you’ll have enough money to live the life you want, or perhaps you’re more worried about not having enough money to even live the life you don’t want!
A comfortable retirement: How much super is enough?
So, the big question is: how much money do you really need for your retirement? Lifestyle is a very personal thing —luxury living for one person is a modest existence for someone else.
Setting a retirement target: Living on more than $55,000
The most popular question about superannuation and retirement planning is, without doubt: How much money is enough?
Accessing super before retirement
Q: I am 60 years old, working 30hrs week, with a dependent husband. I would like to access my super to at least pay a big proportion of my mortgage because I am not even meeting my interest only on the income I am on.
Investment performance: Benchmarking super fund returns
Q: I am 62 years, retired and draw an allocated pension. What I need is to get sound independent advice about whether I am in the best fund for my needs and how my super fund compares.
Retirement: Why can’t $1 million last forever?
If you live off the earnings only from your invested capital then your capital can indeed last ‘forever’. The dilemma facing all investors and retirees is balancing the desired lifestyle (and maintaining that lifestyle over 20 to 30 years) with protecting capital and potentially leaving some wealth behind for your children or other dependants.
Crunching the numbers: a $2 million retirement
I am often asked the question ‘how much super is enough for a worry-free retirement?’, and we regularly update our special SuperGuide articles on this topic for our readers. In this article however, I’m tackling the issue from a very different perspective. I’m answering the following question: what does a $2 million retirement look like?
Crunching the numbers: a $1 million retirement
I am often asked the question ‘how much super is enough for a worry-free retirement?’, and we regularly update our special SuperGuide articles on this topic for our readers. In this article I’m answering the question: what does a $1 million retirement look like?
Investment performance: We’re the best super fund. No, we’re the best…
A popular question from SuperGuide readers is: what is the best-performing super fund in Australia? Using the term ‘best’ is dangerous in any field because it involves some level of personal judgement…
Super for beginners, part 20: Comparing your super fund’s performance
Every month or two (or more recently, every week it seems) the media reports the latest returns from Australia’s largest super funds.
Super fund fraud victims to be compensated
If you’re a member of one of the super funds listed below, then you need to read this article: Astarra Superannuation Plan; Astarra Personal Pension Plan, My Retirement Plan, (including subplans – Seagrims Retirement Plan, TIC Super, and Titanium Retirement Fund) and Employers Federation of NSW Superannuation Plan.
