Guild Retirement Fund (Guild Super and Guild Pension)

Guild Retirement Fund (Guild Super and Guild Pension)   Super GuideThis is a SuperGuide Super Funds Guide profile of Guild Retirement Fund (Guild Super and Guild Pension), including information about investment performance, performance ranking, asset allocation, and fund member analysis.

This SuperGuide Super Funds Guide profile is independent information and is not an advertisement for Guild Retirement Fund (Guild Super and Guild Pension). The data contained in this profile is sourced from the superannuation regulator, the Australian Prudential Regulation Authority, and refers to data as at 30 June 2013.

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Snapshot of Guild Retirement Fund (Guild Super and Guild Pension)

  • Guild Retirement Fund (Guild Super and Guild Pension) is a Public offer fund and Retail fund (you can find out the 5 types of super funds by clicking here).
  • For the 2013 financial year (1 July 2012 to 30 June 2013), Guild Retirement Fund (Guild Super and Guild Pension) delivered a rate of return of 10.6%, which ranked it 162 of the 210 funds that provided investment performance data.
  • In terms of net assets, Guild Retirement Fund (Guild Super and Guild Pension) ranks 95 out of 287 funds, with net assets (as at 30 June 2013) of approximately $875864000.
  • In terms of fund members, Guild Retirement Fund (Guild Super and Guild Pension) ranks 61 largest of 271 funds, with 68210 members.
  • Guild Retirement Fund (Guild Super and Guild Pension) has 13 investment options.

Continue reading to find out more about Guild Retirement Fund (Guild Super and Guild Pension).

Note: N/A and * means this information is not available.

How well did Guild Retirement Fund (Guild Super and Guild Pension) perform?

In the table below you can discover the investment performance of Guild Retirement Fund (Guild Super and Guild Pension) over a 10-year period, a 5-year period, and the specific annual rate of return for each year from 2004 through to 2013.

The table also provides the ranking of Guild Retirement Fund (Guild Super and Guild Pension) for each of these timeframes across all super funds. For general information on the top 25 performers over these same 5-year and 10-year periods see SuperGuide article Top 25 performing super funds over long term.

Average annual rate of return over 10 years
2004 – 2013 N/A% Ranked N/A of 153 funds
Average annual rate of return over 5 years
2009 – 2013 2.4% Ranked 149 of 187 funds
Rate of return for one year to 30 June
2013 10.6% Ranked 162 of 210 funds
2012 0.1% Ranked 94 of 193 funds
2011 7.3% Ranked 103 of 190 funds
2010 8.2% Ranked 110 of 189 funds
2009 -12.4% Ranked 116 of 188 funds
2008 -9.7% Ranked 128 of 185 funds
2007 12.3% Ranked 151 of 181 funds
2006 N/A% Ranked N/A of 175 funds
2005 N/A% Ranked N/A of 156 funds
2004 N/A% Ranked N/A of 152 funds

Data contained in this table as at 30 June 2013

Where did Guild Retirement Fund (Guild Super and Guild Pension) invest its members’ super money?

In the table below you can discover the asset allocation for the default investment option for Guild Retirement Fund (Guild Super and Guild Pension). The table explains what percentage of fund assets are in the 8 different asset categories, and how that allocation compares to the average allocation across all super funds.

Asset class Fund percentage All funds average percentage
Australian equities 27.1% 24.3%
International equities 24.3% 18.9%
Listed property 7.4% 2.9%
Unlisted property 9.1% 4.3%
Australian Fixed Interest 5.6% 13.8%
International Fixed Interest 8.5% 5.1%
Cash 11.9% 21.7%
Other 6.1% 8.9%

Data contained in this table as at 30 June 2013

Guild Retirement Fund (Guild Super and Guild Pension) offers its members 13 investment options.

Who runs Guild Retirement Fund (Guild Super and Guild Pension)?

In the table below, you can find the name of the company that runs Guild Retirement Fund (Guild Super and Guild Pension) and other administration details including, whether the super fund is open to the public (public offer) or not open to general public (non-public offer), how the super fund is structured and the super fund’s Australian Business Number.

Fund trustee Guild Trustee Services Pty. Limited
Public offer status Public offer
Benefit structure Accumulation
Fund year-end 41455
Fund ABN 22599554834
Fund wind-up date (if applicable)

Data contained in this table as at 30 June 2013

Guild Retirement Fund (Guild Super and Guild Pension) fund member profile

  • Guild Retirement Fund (Guild Super and Guild Pension) has 68210 members, which ranks it at number 61 largest of 289 funds.
  • Guild Retirement Fund (Guild Super and Guild Pension) has 40 pension members, which ranks it at number 147 largest of 153 funds.

In the table below you can discover how many superannuation accounts that Guild Retirement Fund (Guild Super and Guild Pension) looks after, the age and gender profile of Guild Retirement Fund (Guild Super and Guild Pension) fund membership and how that compares across all super funds.

Number of member accounts Fund percentage Average percentage across all funds
Age below age 35
Females 38010 55.72% 13%
Males 5514 8.08% 17%
Age 35-49
Females 15677 22.98% 14%
Males 1724 2.53% 21%
Age 50-59
Females 4885 7.16% 7%
Males 548 0.8% 12%
Age 60-65
Females 1201 1.76% 4%
Males 182 0.27% 6%
Age over 66
Females 322 0.47% 6%
Males 147 0.22% 8%

Data contained in this table as at 30 June 2013

Further information on Guild Retirement Fund (Guild Super and Guild Pension)

In the table below you can discover further information about Guild Retirement Fund (Guild Super and Guild Pension), in particular, the annual statements for the year ended 30 June 2012, which includes operating expenses of the fund, taxes, insurance and super contributions for the year.

Net assets at beginning of period ($’000) 730522 (96 largest of 287 funds)
Net assets at end of period ($’000) 875864 (95 largest of 287 funds)
Net operating performance after tax ($’000) 145342
Total assets at end of period ($’000) 884337
Total liabilities at end of period ($’000) 8473
Employer contributions ($’000) 107251
Personal member contributions ($’000) 6126
Other contributions ($’000) 1254
Total contributions ($’000) 114631
Contributions tax and surcharge ($’000) 16088
Inward rollovers ($’000) 27383
Outward rollovers ($’000) 39740
Net rollovers ($’000) -12357
Repatriation to employer sponsor ($’000) 0
Lump sum benefit payments ($’000) 15480
Pension benefit payments ($’000) 332
Total benefit payments ($’000) 15812
Net contribution flows ($’000) 86462
Total proceeds on insurance policies ($’000) 4339
Net cost of member benefit insurance ($’000) 9967
Insurance policy proceeds – net cost of insurance ($’000) -5628
Interest ($’000) 812
Dividends ($’000) 0
Rent ($’000) 0
Trust Distributions ($’000) 38234
Doubtful debts/bad debt expense ($’000) 0
Investment income/dist after doubtful debt expense 39046
Other investment income ($’000) 1564
Investment income/dist after doubtful debt expense + Other investment income ($’000) 40610
Total foreign exchange gains/losses (realised and unrealised) ($’000) 0
Total unrealised gains/losses on investments ($’000) 56800
Total realised gains/losses on investments ($’000) 1144
Total gains/losses on investments ($’000) 57944
Total Investment Income ($’000) 98554
Investment management fees ($’000) 0
Custodian fees ($’000) 0
Property maintenance costs ($’000) 0
Asset consultant fees ($’000) 0
Other investment expenses ($’000) 0
Total investment expenses ($’000) 0
Net investment income ($’000) 98554
Interest expense ($’000) 0
Management fees ($’000) 12625
Administration fees ($’000) 516
Actuary fees ($’000) 0
Director/trustee fees and expenses ($’000) 0
Total fees paid to audit firm ($’000) 0
Other operating expenses ($’000) 0
Total operating expenses ($’000) 13141
Other income ($’000) 10
Fees and commissions ($’000) 0
Other income + Fees and commissions ($’000) 10
Reconciling item ($’000) 0
Net earnings ($’000) 85423
Tax expense on earnings ($’000) 4827
Net earnings after tax ($’000) 80596
Cash flow adjusted net assets ($’000) 762895

Data contained in this table as at 30 June 2013

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