Construction & Building Unions Superannuation (Cbus)

Construction & Building Unions Superannuation (Cbus)   Super GuideThis is a SuperGuide Super Funds Guide profile of Construction & Building Unions Superannuation (Cbus), including information about investment performance, performance ranking, asset allocation, and fund member analysis.

This SuperGuide Super Funds Guide profile is independent information and is not an advertisement for Construction & Building Unions Superannuation (Cbus). The data contained in this profile is sourced from the superannuation regulator, the Australian Prudential Regulation Authority, and refers to data as at 30 June 2013.

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Snapshot of Construction & Building Unions Superannuation (Cbus)

  • Construction & Building Unions Superannuation (Cbus) is a Public offer fund and Industry fund (you can find out the 5 types of super funds by clicking here).
  • For the 2013 financial year (1 July 2012 to 30 June 2013), Construction & Building Unions Superannuation (Cbus) delivered a rate of return of 15.4%, which ranked it 39 of the 210 funds that provided investment performance data.
  • In terms of net assets, Construction & Building Unions Superannuation (Cbus) ranks 13 out of 287 funds, with net assets (as at 30 June 2013) of approximately $22654650000.
  • In terms of fund members, Construction & Building Unions Superannuation (Cbus) ranks 14 largest of 271 funds, with 701432 members.
  • Construction & Building Unions Superannuation (Cbus) has 4 investment options.

Continue reading to find out more about Construction & Building Unions Superannuation (Cbus).

Note: N/A and * means this information is not available.

How well did Construction & Building Unions Superannuation (Cbus) perform?

In the table below you can discover the investment performance of Construction & Building Unions Superannuation (Cbus) over a 10-year period, a 5-year period, and the specific annual rate of return for each year from 2004 through to 2013.

The table also provides the ranking of Construction & Building Unions Superannuation (Cbus) for each of these timeframes across all super funds. For general information on the top 25 performers over these same 5-year and 10-year periods see SuperGuide article Top 25 performing super funds over long term.

Average annual rate of return over 10 years
2004 – 20137.3%Ranked 11 of 153 funds
Average annual rate of return over 5 years
2009 – 20133.9%Ranked 44 of 187 funds
Rate of return for one year to 30 June
201315.4%Ranked 39 of 210 funds
20121.6%Ranked 47 of 193 funds
20118.2%Ranked 69 of 190 funds
20108.3%Ranked 106 of 189 funds
2009-11.8%Ranked 104 of 188 funds
2008-4.9%Ranked 37 of 185 funds
200717.2%Ranked 21 of 181 funds
200616.4%Ranked 21 of 175 funds
200513%Ranked 43 of 156 funds
200414%Ranked 27 of 152 funds

Data contained in this table as at 30 June 2013

Where did Construction & Building Unions Superannuation (Cbus) invest its members’ super money?

In the table below you can discover the asset allocation for the default investment option for Construction & Building Unions Superannuation (Cbus). The table explains what percentage of fund assets are in the 8 different asset categories, and how that allocation compares to the average allocation across all super funds.

Asset classFund percentageAll funds average percentage
Australian equities29.4%24.3%
International equities19.8%18.9%
Listed property0%2.9%
Unlisted property13.2%4.3%
Australian Fixed Interest4.4%13.8%
International Fixed Interest2.4%5.1%
Cash11.2%21.7%
Other19.5%8.9%

Data contained in this table as at 30 June 2013

Construction & Building Unions Superannuation (Cbus) offers its members 4 investment options.

Who runs Construction & Building Unions Superannuation (Cbus)?

In the table below, you can find the name of the company that runs Construction & Building Unions Superannuation (Cbus) and other administration details including, whether the super fund is open to the public (public offer) or not open to general public (non-public offer), how the super fund is structured and the super fund’s Australian Business Number.

Fund trusteeUnited Super Pty Ltd
Public offer statusPublic offer
Benefit structureAccumulation
Fund year-end41455
Fund ABN75493363262
Fund wind-up date (if applicable)

Data contained in this table as at 30 June 2013

Construction & Building Unions Superannuation (Cbus) fund member profile

  • Construction & Building Unions Superannuation (Cbus) has 701432 members, which ranks it at number 14 largest of 289 funds.
  • Construction & Building Unions Superannuation (Cbus) has 2985 pension members, which ranks it at number 45 largest of 153 funds.

In the table below you can discover how many superannuation accounts that Construction & Building Unions Superannuation (Cbus) looks after, the age and gender profile of Construction & Building Unions Superannuation (Cbus) fund membership and how that compares across all super funds.

Number of member accountsFund percentageAverage percentage across all funds
Age below age 35
Females220973.15%13%
Males28829341.1%17%
Age 35-49
Females201172.87%14%
Males22389731.92%21%
Age 50-59
Females84031.2%7%
Males9001012.83%12%
Age 60-65
Females27340.39%4%
Males303274.32%6%
Age over 66
Females11380.16%6%
Males144162.06%8%

Data contained in this table as at 30 June 2013

Further information on Construction & Building Unions Superannuation (Cbus)

In the table below you can discover further information about Construction & Building Unions Superannuation (Cbus), in particular, the annual statements for the year ended 30 June 2012, which includes operating expenses of the fund, taxes, insurance and super contributions for the year.

Net assets at beginning of period ($’000)18740605 (13 largest of 287 funds)
Net assets at end of period ($’000)22654650 (13 largest of 287 funds)
Net operating performance after tax ($’000)3914045
Total assets at end of period ($’000)22971199
Total liabilities at end of period ($’000)316549
Employer contributions ($’000)2070071
Personal member contributions ($’000)128670
Other contributions ($’000)7570
Total contributions ($’000)2206311
Contributions tax and surcharge ($’000)310504
Inward rollovers ($’000)392961
Outward rollovers ($’000)615996
Net rollovers ($’000)-223035
Repatriation to employer sponsor ($’000)0
Lump sum benefit payments ($’000)595553
Pension benefit payments ($’000)89546
Total benefit payments ($’000)685099
Net contribution flows ($’000)1298177
Total proceeds on insurance policies ($’000)170135
Net cost of member benefit insurance ($’000)193910
Insurance policy proceeds – net cost of insurance ($’000)-23775
Interest ($’000)40629
Dividends ($’000)378315
Rent ($’000)0
Trust Distributions ($’000)402901
Doubtful debts/bad debt expense ($’000)0
Investment income/dist after doubtful debt expense821845
Other investment income ($’000)0
Investment income/dist after doubtful debt expense + Other investment income ($’000)821845
Total foreign exchange gains/losses (realised and unrealised) ($’000)331641
Total unrealised gains/losses on investments ($’000)1625613
Total realised gains/losses on investments ($’000)518085
Total gains/losses on investments ($’000)2475339
Total Investment Income ($’000)3297184
Investment management fees ($’000)66042
Custodian fees ($’000)5571
Property maintenance costs ($’000)0
Asset consultant fees ($’000)0
Other investment expenses ($’000)0
Total investment expenses ($’000)71613
Net investment income ($’000)3225571
Interest expense ($’000)0
Management fees ($’000)0
Administration fees ($’000)101988
Actuary fees ($’000)0
Director/trustee fees and expenses ($’000)0
Total fees paid to audit firm ($’000)0
Other operating expenses ($’000)0
Total operating expenses ($’000)101988
Other income ($’000)0
Fees and commissions ($’000)1510
Other income + Fees and commissions ($’000)1510
Reconciling item ($’000)0
Net earnings ($’000)3125093
Tax expense on earnings ($’000)174946
Net earnings after tax ($’000)2950147
Cash flow adjusted net assets ($’000)19222554

Data contained in this table as at 30 June 2013

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