Retirement planning

Retirement planning covers how much superannuation is enough, planning for retirement, starting an income stream, claiming the Age Pension, making contributions while receiving a pension from a super fund, estate planning and looking after your family.


Below are some of our key Retirement Planning articles:

Set out below are all SuperGuide articles explaining Retirement planning.

Accessing super early: 14 legal reasons to cash your super

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Many Australians are facing hard times, especially with structural change transforming our economy. The harsh reality is that mortgage repayments and everyday living expenses continue even when you when suffer redundancy, illness or other forms of misfortune. We receive hundreds of emails from … [Read more...]

Accessing super: What is my preservation age?

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We receive hundreds of questions each year asking when you can retire under the super rules, and any special conditions you need to meet before you can take your super benefits. The key concept that every Australian needs to be aware of in terms of superannuation, and accessing super benefits, is … [Read more...]

CSHC income test: What is untaxed superannuation and taxed super?

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Note: This article explains how super benefits are counted towards the Commonwealth Seniors Health Card. If you are seeking more detailed information on the CSHC changes announced in the 2014 Budget, or whether you’re eligible for a CHSC, see SuperGuide articles Seniors Health Card (CSHC) changes to … [Read more...]

Are you eligible for a Commonwealth Seniors Health Card?

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IMPORTANT: The government has announced that the income thresholds for singles ($50,000) and couples ($80,000) will be indexed in September 2014; the first time since 2001. From 1 January 2015, new applicants for CSHC will need to include superannuation pension income when assessing CSHC … [Read more...]

Seniors Health Card (CSHC) changes to hit retirees

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In the 2014 Federal Budget, the government announced that the Commonwealth Seniors Health Card (CSHC) income test will be changed so new applicants must include superannuation pension income, from 1 January 2015. More specifically, quoting directly from the Budget documents, “To ensure people with … [Read more...]

Still wanted: all independent advisers in Australia

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More than five years ago, SuperGuide embarked on a long and arduous mission. We decided that we wanted to find every independent financial adviser in Australia, and to give these advisers an opportunity to let SuperGuide readers know that they exist. For the past 5 years, we have published a list … [Read more...]

Financial advice: Only 34 (12 + 13 + 9) independent financial advisers in Australia

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Note: This article is updated regularly when new financial advisers join the independence club (latest update August 2014). A financial adviser does not have to be a member of the IFAAA to join the SuperGuide list, provided they can declare that they satisfy the requirements of being an independent … [Read more...]