Retirement planning

Retirement planning covers topics such as how much superannuation is enough, taking a super pension, claiming the Age Pension, making superannuation contributions while receiving a pension from a super fund, estate planning and looking after your family.


Below are some of our key Retirement Planning articles:

Set out below are all SuperGuide articles explaining Retirement planning.

Seeking advice? Financial Advisers Register is a starting point

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On 31 March 2015, the Australian Securities & Investments Commission (ASIC) launched the first phase of the much-talked about Financial Advisers Register. The Register (FAS), contains information about 19,000 advisers. ASIC has also kindly updated its consumer information about how to choose a … [Read more...]

ALP policy hits super contributions and pension earnings

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Note: If you are retiring with $500,000 (or even less) in a super pension, you could potentially be hit with the ALP’s proposed new tax on pension earnings. On 22 April 2015, the leader of the opposition, Bill Shorten announced the ALP’s superannuation election policy. If the ALP wins government, … [Read more...]

Superannuation rates and thresholds for 2015/2016 year (and 2014/2015 year)

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Note: This article lists the latest superannuation rates and thresholds for the 2015/2016 year, and for the 2014/2015 year, and also for earlier financial years. One of the most searched-for superannuation thresholds is the concessional contributions cap for the latest financial year. For the … [Read more...]

Super contributions: How much co-contribution will I get?

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Q: Where do I go to find a calculator that helps me work out how much co-contribution I will be entitled to, and how much super I need to contribute to get that co-contribution? I am also looking for something that shows the sliding scale for different income levels and different super … [Read more...]

Superannuation Guarantee: What is the maximum SG employers must pay?

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Q: I am earning a salary of $200,000 plus super. I am aged 42. I understand a maximum contribution level applies based on a 9.5% SG contribution, before the balance up to $30K limit can be made on a salary sacrifice basis. Can you please confirm what the maximum SG contribution is allowed to be for … [Read more...]

Super funds deliver 11.1% for 9 months to March 2015

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The median superannuation growth fund gained a moderate 0.7% for the month of March 2015, but an impressive 11.1% for the nine months to March 2015. For the 12 months to March 2015, growth super funds are sitting on a 13.5% return, according to rating company, Chant West. Performance tables to 31 … [Read more...]

Super Guide to the 2015 Tax Discussion Paper

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Note: The federal government is now accepting submissions from the public in response to its 2015 Tax Discussion Paper. I strongly encourage you to make a submission if you want your views heard, and your concerns taken into account in any future tax reforms. Submissions must be in by Monday 1 June … [Read more...]