The answer is no, if you’re under the age of 65. Anyone under the age of 65 can make super contributions whether they are working, rearing children, looking after a sick partner, recovering from illness or on an extended holiday.
If you are aged 65 or over then you must satisfy a work test if you’re seeking to make super contributions. You must be gainfully employed for at least 40 hours in a consecutive 30-day period in the year in which you make the super contribution. For more information on working in retirement, see the following SuperGuide articles:
- I’m retired. Can I make super contributions?
- For over-65s: Ten super tips when making contributions
- 65 and over: making super contributions
SuperGuide has dozens of articles on this topic and related topics. You can use the search function on the top right-hand side of the SuperGuide website to find more articles.