Asset classes: Naming the investment winners for the 2011 calendar year
Diversification was the key message for 2011, according to Warren Chant of rating company, Chant West. He says that the strong performance of unlisted assets has had a stabilising effect on fund returns in 2011.
Do I pay tax on a super account in the last year of accumulation phase?
Q: On April 1 2011 I transferred from accumulation phase to pension phase (I turned 65 on March 27 2011). Is my super fund subject to tax (this tax year) on income earned up until the date of conversion or is no tax payable because the fund has been converted to allocated pension?
SMSFs: Calculating tax-free components
Q: Assuming my SMSF today has an tax-free component of 40% of the total, and in the future I roll over an employer based super into my SMSF, does the tax-free component remain at 40% of the new total or does it have to be recalculated?
SMSFs and joint property purchases
How do we prepare the financials and tax return to reflect the true ownership? For instance should the asset be 60 % and the excess monies treated as a loan from the SMSF to the Trustees?
How do I find a SMSF provider?
I would like to know who is the best SMSF specialist in Perth who I can get to do my SMSF audit and tax return and give me the best advice on what to do.
What is a cost-effective trust deed update solution?
Q: We have a Trust Deed which should be updated and I figure the best way is to amend it by simply replacing it. What is best way of going about it without having to “pay all over again”?
Using unit trusts for purchasing property through your SMSF
Q: I’ve just finished reading DIY Super for Dummies and found it really helpful. What interested me was the borrowing options for SMSFs.
Pensions: How is the tax on lump sums assessed?
Is it still necessary when commencing an account-based pension particularly for a person under 60 to take the tax free amount out as a lump sum and recontribute it to have it as a tax free component, or is it automatically taken as tax free when assessing the tax on the pension now?
Are there any problems dealing with online Trust Deed providers?
Q: Thanks for the super site – it has been very useful for me as a Trustee of my family SMSF. I have also bought your book, DIY Super for Dummies, which has been very informative and explained many issue in [...]
Can my SMSF buy a property without paying tax?
Q: Can I sell my managed funds within my super fund and buy a rental property for the same amount without paying any taxes? We are an information site rather than an advisory site, and the answer to your question depends [...]
How long before I can convert an Accumulation fund to a Pension?
Can I start the new account based pension as soon as I meet another “condition of release”, ie stop my part time employment?
